"I have known James for over two decades and value his knowledge and advice when I am reviewing my financial situation and my plans for retirement. His guidance has made it easier to meet many of my financial targets. Having spent a third of my life in Singapore it is easy to just become reliant on information and products based in Singapore, so having someone to discuss this with and to help me plan for my retirement, wherever it maybe, has helped me enormously. James' advice has led me to realise that however great a place Singapore may be, it is important to diversify your assets and investments and I am now acting upon it."